Los Arcos, TX
How exposed is Los Arcos to wildfire?
Los Arcos sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 84 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Los Arcos at the 68th percentile, close to its 73rd-percentile risk score.
Los Arcos's building exposure, zone by zone
Of Los Arcos's 84 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Los Arcos against the rest of the country
Los Arcos ranks lower within Texas (39th percentile statewide) than its 73rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Los Arcos ranks 8,523 for wildfire risk (1 is highest) and 29,745 by building count (1 is largest). Within Texas alone, it ranks 1,093 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Los Arcos's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Los Arcos's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Los Arcos's figures come from
Every one of the two percentiles behind Los Arcos's 8,523-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Los Arcos's dominant direct exposure actually means, with real examples from across the dataset.