Los Alamitos, CA
Los Alamitos, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Los Alamitos at the 60th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,866 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Los Alamitos at the 66th percentile, close to its 60th-percentile risk score.
Where Los Alamitos's buildings actually sit
Los Alamitos rates 99.5% Minimal exposure against just 0.5% Direct and 0% Indirect — of 3,866 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Los Alamitos compares
Los Alamitos ranks lower within California (18th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Los Alamitos ranks 12,473 for wildfire risk (1 is highest) and 4,367 by building count (1 is largest). Within California alone, it ranks 1,282 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Los Alamitos's 60th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Even with 99.5% of Los Alamitos outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Los Alamitos's figures come from
The methodology guide shows exactly how USFS turned 3,866 counted buildings into the percentiles shown above for Los Alamitos. The exposure-zones guide covers what Los Alamitos's dominant minimal exposure actually means, with real examples from across the dataset.