Loris, SC
Loris wildfire risk explained
Loris's 1,413 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loris at the 72nd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Loris's building exposure, zone by zone
53.8% of Loris's 1,413 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 46.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Loris compares
Loris scores 76th nationally and 76th within South Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Loris ranks 7,573 for wildfire risk (1 is highest) and 9,573 by building count (1 is largest). Within South Carolina alone, it ranks 115 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Loris and the insurance market
Loris's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Loris
Because 53.8% of Loris's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Loris's figures come from
Loris's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Loris's dominant indirect exposure actually means, with real examples from across the dataset.