Lorimor, IA
Lorimor wildfire risk explained
Lorimor sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 290 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lorimor at the 56th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lorimor's buildings actually sit
Lorimor rates 79.3% Minimal exposure against just 20.7% Direct and 0% Indirect — of 290 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Lorimor ranks
Within Iowa, Lorimor ranks higher (77th percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lorimor ranks 13,925 for wildfire risk (1 is highest) and 21,908 by building count (1 is largest). Within Iowa alone, it ranks 242 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Lorimor
Lorimor's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 79.3% of buildings rated Minimal exposure, Lorimor gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lorimor's figures come from
Lorimor's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lorimor's dominant minimal exposure actually means, with real examples from across the dataset.