Lorenzo, TX
Lorenzo wildfire risk explained
Lorenzo sits at the 44th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 640 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lorenzo's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
What "at risk" means for the buildings here
USFS classifies 83.8% of Lorenzo's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 16.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Lorenzo compares
Lorenzo ranks lower within Texas (4th percentile statewide) than its 44th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lorenzo ranks 17,567 for wildfire risk (1 is highest) and 15,334 by building count (1 is largest). Within Texas alone, it ranks 1,718 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 44th national percentile, Lorenzo rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Lorenzo's 83.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lorenzo's figures come from
Lorenzo's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lorenzo's dominant minimal exposure actually means, with real examples from across the dataset.