Lorenzo, IL
How exposed is Lorenzo to wildfire?
USFS scores Lorenzo at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 30 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lorenzo's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
What "at risk" means for the buildings here
80% of Lorenzo's 30 buildings sit in USFS's Minimal exposure zone, with only 20% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Lorenzo ranks
Within Illinois, Lorenzo ranks higher (93rd percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lorenzo ranks 18,742 for wildfire risk (1 is highest) and 31,359 by building count (1 is largest). Within Illinois alone, it ranks 103 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lorenzo and the insurance market
At the 41st national percentile, Lorenzo rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 80% of buildings rated Minimal exposure, Lorenzo gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lorenzo's figures come from
Lorenzo's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lorenzo's dominant minimal exposure actually means, with real examples from across the dataset.