Lorena, TX
Lorena, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lorena lands at the 73rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 842 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lorena at the 70th percentile, close to its 73rd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Lorena: 60.8% of its 842 buildings, versus 39.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lorena against the rest of the country
Lorena's 73rd national percentile looks worse in isolation than its 38th ranking inside Texas does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, Lorena ranks 8,678 for wildfire risk (1 is highest) and 13,238 by building count (1 is largest). Within Texas alone, it ranks 1,119 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lorena and the insurance market
Lorena's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Lorena (60.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 842 counted buildings into the percentiles shown above for Lorena. For more on what direct exposure implies beyond Lorena, see the exposure-zones guide.