Lorane, PA
Lorane wildfire risk explained
Lorane sits at the 15th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,743 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lorane at the 14th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lorane's buildings actually sit
55.1% of Lorane's 1,743 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 30.1% Direct and 14.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Lorane against the rest of the country
There's little gap between Lorane's 15th national percentile and its 15th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lorane ranks 26,737 for wildfire risk (1 is highest) and 8,255 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,697 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Lorane and the insurance market
Lorane's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Lorane's 55.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lorane's figures come from
Every one of the two percentiles behind Lorane's 26,737-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lorane's dominant indirect exposure actually means, with real examples from across the dataset.