Lorain, PA
How exposed is Lorain to wildfire?
USFS's Wildfire Risk to Communities model puts Lorain at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 389 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lorain's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 66.6% of Lorain's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 33.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Lorain compares
Lorain scores 30th nationally and 38th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lorain ranks 22,137 for wildfire risk (1 is highest) and 19,433 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,241 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Lorain and the insurance market
Lorain's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lorain
Lorain's 66.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 389 counted buildings into the percentiles shown above for Lorain. For more on what minimal exposure implies beyond Lorain, see the exposure-zones guide.