Loop, TX
Loop wildfire risk explained
Loop sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 182 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loop at the 41st national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Loop's buildings actually sit
Most of Loop's buildings (62.6% of 182) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Loop ranks
Inside Texas, Loop sits at just the 5th percentile even though it scores 45th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Loop ranks 17,349 for wildfire risk (1 is highest) and 25,571 by building count (1 is largest). Within Texas alone, it ranks 1,715 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Loop
Loop's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Loop
Even with 62.6% of Loop outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Loop's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Loop, see the exposure-zones guide.