Loomis, WA
How exposed is Loomis to wildfire?
Loomis's 156 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loomis at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Loomis's buildings actually sit
57.1% of Loomis's 156 buildings sit in USFS's Direct exposure zone, roughly 89 structures close enough to burnable vegetation for flame contact, not just embers — 43% fall in the Indirect, ember-only zone and 0% are Minimal.
Loomis against the rest of the country
Loomis's risk sits at a similar level relative to Washington (97th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Loomis ranks 458 for wildfire risk (1 is highest) and 26,639 by building count (1 is largest). Within Washington alone, it ranks 22 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Loomis
Loomis's very high rating (99th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Loomis's 57.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Loomis's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Loomis, see the exposure-zones guide.