Loomis, MI
How exposed is Loomis to wildfire?
Loomis's 166 buildings earn a 17th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Loomis's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Loomis's buildings actually sit
USFS classifies 71.7% of Loomis's buildings as Direct exposure, higher than its 27.7% Indirect share and far above its 0.6% Minimal share — a profile where 119 structures sit close enough to vegetation that lot clearing matters most.
Loomis against the rest of the country
Compare Loomis's two percentiles: 58th within Michigan, only 17th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Loomis ranks 26,132 for wildfire risk (1 is highest) and 26,173 by building count (1 is largest). Within Michigan alone, it ranks 312 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Loomis
Loomis's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Loomis
With 71.7% of Loomis in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Loomis's figures come from
Every one of the two percentiles behind Loomis's 26,132-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Loomis's dominant direct exposure actually means, with real examples from across the dataset.