Lonsdale, MN
Lonsdale wildfire risk explained
USFS scores Lonsdale at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,702 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lonsdale at the 28th percentile, close to its 30th-percentile risk score.
What "at risk" means for the buildings here
Most of Lonsdale's buildings (74.8% of 1,702) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Lonsdale compares
There's little gap between Lonsdale's 30th national percentile and its 36th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lonsdale ranks 22,123 for wildfire risk (1 is highest) and 8,412 by building count (1 is largest). Within Minnesota alone, it ranks 582 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Lonsdale and the insurance market
Lonsdale's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Lonsdale's 74.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,702 counted buildings into the percentiles shown above for Lonsdale. For more on what minimal exposure implies beyond Lonsdale, see the exposure-zones guide.