Longwood, FL
Longwood wildfire risk explained
Longwood sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,781 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Longwood at the 68th percentile, close to its 66th-percentile risk score.
What "at risk" means for the buildings here
Only 27.5% of Longwood's 5,781 buildings carry Direct exposure and 2.8% carry Indirect; the remaining 69.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,781 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Longwood against the rest of the country
Inside Florida, Longwood sits at just the 22nd percentile even though it scores 66th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Longwood ranks 10,641 for wildfire risk (1 is highest) and 2,991 by building count (1 is largest). Within Florida alone, it ranks 747 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Longwood's 66th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Longwood
Even with 69.7% of Longwood outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Longwood's figures come from
Every one of the two percentiles behind Longwood's 10,641-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Longwood's dominant minimal exposure actually means, with real examples from across the dataset.