Longtown, OK
Longtown wildfire risk explained
Out of every US place USFS scores, Longtown lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,791 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Longtown at the 96th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
3,791 buildings are counted in Longtown, and 83.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.4% rated Minimal.
Longtown against the rest of the country
Longtown's 94th national percentile looks worse in isolation than its 75th ranking inside Oklahoma does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Longtown ranks 1,766 for wildfire risk (1 is highest) and 4,434 by building count (1 is largest). Within Oklahoma alone, it ranks 207 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 94th percentile nationally, Longtown carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Longtown (83.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Longtown's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Longtown, see the exposure-zones guide.