Longport, NJ
How exposed is Longport to wildfire?
Out of every US place USFS scores, Longport lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,269 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Longport at the 79th percentile, close to its 87th-percentile risk score.
Longport's building exposure, zone by zone
USFS classifies 99.8% of Longport's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Longport compares
Longport scores 87th nationally and 93rd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Longport ranks 4,009 for wildfire risk (1 is highest) and 10,249 by building count (1 is largest). Within New Jersey alone, it ranks 48 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Longport's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 99.8% of Longport outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Longport's 4,009-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Longport, see the exposure-zones guide.