Longoria, TX
How exposed is Longoria to wildfire?
Longoria's 41 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Longoria at the 92nd percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
41 buildings are counted in Longoria, and 63.4% of them are Indirect exposure — ember-driven risk rather than the 36.6% in Direct exposure or the 0% rated Minimal.
How Longoria compares
There's little gap between Longoria's 91st national percentile and its 86th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Longoria ranks 2,847 for wildfire risk (1 is highest) and 31,155 by building count (1 is largest). Within Texas alone, it ranks 245 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Longoria and the insurance market
Longoria's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Longoria's 63.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Longoria's figures come from
Longoria's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Longoria's dominant indirect exposure actually means, with real examples from across the dataset.