Long Valley, NJ
Long Valley, NJ's wildfire risk, in USFS's own numbers
USFS scores Long Valley at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 921 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Long Valley at the 38th percentile, close to its 39th-percentile risk score.
Long Valley's building exposure, zone by zone
USFS classifies 93.2% of Long Valley's buildings as Direct exposure, higher than its 6.8% Indirect share and far above its 0% Minimal share — a profile where 858 structures sit close enough to vegetation that lot clearing matters most.
How Long Valley compares
Long Valley scores 39th nationally and 41st within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Long Valley ranks 19,288 for wildfire risk (1 is highest) and 12,548 by building count (1 is largest). Within New Jersey alone, it ranks 413 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Long Valley's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 93.2% of Long Valley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Long Valley's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Long Valley, see the exposure-zones guide.