Long Point, IL
Long Point, IL's wildfire risk, in USFS's own numbers
USFS scores Long Point at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 199 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Long Point at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
Long Point rates 88.4% Minimal exposure against just 11.6% Direct and 0% Indirect — of 199 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Long Point against the rest of the country
Within Illinois, Long Point ranks higher (19th percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Long Point ranks 30,598 for wildfire risk (1 is highest) and 24,880 by building count (1 is largest). Within Illinois alone, it ranks 1,169 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Long Point
Long Point's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 88.4% of Long Point outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Long Point's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Long Point, see the exposure-zones guide.