Long Creek, IL
Long Creek, IL's wildfire risk, in USFS's own numbers
Long Creek sits at the 12th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,125 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Long Creek at the 13th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Long Creek's building exposure, zone by zone
Most of Long Creek's buildings (67.4% of 1,125) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Long Creek compares
Long Creek's 46th-percentile standing inside Illinois outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Long Creek ranks 27,789 for wildfire risk (1 is highest) and 11,116 by building count (1 is largest). Within Illinois alone, it ranks 776 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Long Creek and the insurance market
Long Creek's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 67.4% of Long Creek outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Long Creek's figures come from
Every one of the two percentiles behind Long Creek's 27,789-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Long Creek's dominant minimal exposure actually means, with real examples from across the dataset.