Long Beach, NY
How exposed is Long Beach to wildfire?
USFS scores Long Beach at the 58th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 8,090 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Long Beach at the 51st percentile, close to its 58th-percentile risk score.
Long Beach's building exposure, zone by zone
100% of Long Beach's 8,090 buildings sit in USFS's Minimal exposure zone, with only 0% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 8,090 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Long Beach against the rest of the country
Compare Long Beach's two percentiles: 98th within New York, only 58th nationally — a gap of 40 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Long Beach ranks 13,217 for wildfire risk (1 is highest) and 2,076 by building count (1 is largest). Within New York alone, it ranks 23 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Long Beach
Long Beach's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 100% of Long Beach outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Long Beach's figures come from
Every one of the two percentiles behind Long Beach's 13,217-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Long Beach's dominant minimal exposure actually means, with real examples from across the dataset.