Long Beach, MN
Long Beach wildfire risk explained
Long Beach's 418 buildings earn a 49th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Long Beach at the 50th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Long Beach's building exposure, zone by zone
Of Long Beach's 418 counted buildings, 59.1% carry Direct exposure and only 26.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Long Beach compares
Long Beach's 73rd-percentile standing inside Minnesota outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Long Beach ranks 15,974 for wildfire risk (1 is highest) and 18,860 by building count (1 is largest). Within Minnesota alone, it ranks 246 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Long Beach and the insurance market
Long Beach's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 59.1% of Long Beach in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Long Beach's figures come from
The methodology guide shows exactly how USFS turned 418 counted buildings into the percentiles shown above for Long Beach. The exposure-zones guide covers what Long Beach's dominant direct exposure actually means, with real examples from across the dataset.