Long Beach, IN
Long Beach wildfire risk explained
Out of every US place USFS scores, Long Beach lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,208 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Long Beach at the 38th percentile, close to its 37th-percentile risk score.
Long Beach's building exposure, zone by zone
Only 32.6% of Long Beach's 1,208 buildings carry Direct exposure and 0% carry Indirect; the remaining 67.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Long Beach compares
Within Indiana, Long Beach ranks higher (95th percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Long Beach ranks 19,973 for wildfire risk (1 is highest) and 10,599 by building count (1 is largest). Within Indiana alone, it ranks 45 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Long Beach
At the 37th national percentile, Long Beach rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 67.4% of buildings rated Minimal exposure, Long Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Long Beach's 19,973-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Long Beach, see the exposure-zones guide.