Lonerock, OR
How exposed is Lonerock to wildfire?
USFS scores Lonerock at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 48 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lonerock at the 98th percentile, close to its 97th-percentile risk score.
Lonerock's building exposure, zone by zone
48 buildings are counted in Lonerock, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Lonerock ranks
Lonerock's risk sits at a similar level relative to Oregon (91st percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lonerock ranks 927 for wildfire risk (1 is highest) and 30,986 by building count (1 is largest). Within Oregon alone, it ranks 41 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Lonerock and the insurance market
Because Lonerock is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lonerock (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 48 counted buildings into the percentiles shown above for Lonerock. For more on what direct exposure implies beyond Lonerock, see the exposure-zones guide.