Lone Tree, CO
Lone Tree wildfire risk explained
USFS scores Lone Tree at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 3,774 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lone Tree at the 84th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lone Tree's buildings actually sit
3,774 buildings are counted in Lone Tree, and 55.4% of them are Indirect exposure — ember-driven risk rather than the 9.1% in Direct exposure or the 35.6% rated Minimal.
How Lone Tree compares
Inside Colorado, Lone Tree sits at just the 65th percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lone Tree ranks 4,692 for wildfire risk (1 is highest) and 4,450 by building count (1 is largest). Within Colorado alone, it ranks 164 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Lone Tree
Lone Tree's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lone Tree
Because 55.4% of Lone Tree's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lone Tree's 4,692-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lone Tree, see the exposure-zones guide.