Lone Rock, WI
Lone Rock wildfire risk explained
Out of every US place USFS scores, Lone Rock lands at the 29th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 572 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lone Rock at the 30th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Lone Rock (77.8% of 572 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.2% sit in the Direct zone.
Lone Rock against the rest of the country
Lone Rock's 60th-percentile standing inside Wisconsin outpaces its 29th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lone Rock ranks 22,521 for wildfire risk (1 is highest) and 16,230 by building count (1 is largest). Within Wisconsin alone, it ranks 320 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Lone Rock and the insurance market
At the 29th national percentile, Lone Rock rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 77.8% of Lone Rock's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Lone Rock's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lone Rock, see the exposure-zones guide.