Lone Pine, CA
Lone Pine, CA's wildfire risk, in USFS's own numbers
Lone Pine sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,391 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lone Pine at the 92nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lone Pine's building exposure, zone by zone
Indirect exposure is dominant in Lone Pine (54.3% of 1,391 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 45.7% sit in the Direct zone.
Where Lone Pine ranks
Lone Pine ranks lower within California (67th percentile statewide) than its 92nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lone Pine ranks 2,449 for wildfire risk (1 is highest) and 9,667 by building count (1 is largest). Within California alone, it ranks 520 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Lone Pine and the insurance market
Lone Pine sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 92nd-percentile score like Lone Pine's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Lone Pine's 54.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lone Pine's figures come from
The methodology guide shows exactly how USFS turned 1,391 counted buildings into the percentiles shown above for Lone Pine. The exposure-zones guide covers what Lone Pine's dominant indirect exposure actually means, with real examples from across the dataset.