Lone Jack, MO
How exposed is Lone Jack to wildfire?
Lone Jack's 717 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lone Jack at the 50th percentile, close to its 50th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Lone Jack: 73.1% of its 717 buildings, versus 24.4% Indirect and 2.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Lone Jack ranks
Lone Jack ranks lower within Missouri (32nd percentile statewide) than its 50th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lone Jack ranks 15,883 for wildfire risk (1 is highest) and 14,496 by building count (1 is largest). Within Missouri alone, it ranks 722 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 50th national percentile, Lone Jack rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 73.1% of Lone Jack in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lone Jack's figures come from
Lone Jack's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lone Jack's dominant direct exposure actually means, with real examples from across the dataset.