London Mills, IL
London Mills wildfire risk explained
USFS scores London Mills at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 294 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts London Mills at the 14th percentile, close to its 14th-percentile risk score.
Where London Mills's buildings actually sit
Most of London Mills's buildings (90.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How London Mills compares
Within Illinois, London Mills ranks higher (51st percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, London Mills ranks 27,157 for wildfire risk (1 is highest) and 21,784 by building count (1 is largest). Within Illinois alone, it ranks 712 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
London Mills's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 90.8% of London Mills's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
London Mills's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond London Mills, see the exposure-zones guide.