London, IN
London wildfire risk explained
USFS's Wildfire Risk to Communities model puts London at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 167 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts London at the 7th percentile, close to its 7th-percentile risk score.
London's building exposure, zone by zone
167 buildings are counted in London, and 66.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 33.5% rated Minimal.
How London compares
Compare London's two percentiles: 45th within Indiana, only 7th nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, London ranks 29,341 for wildfire risk (1 is highest) and 26,128 by building count (1 is largest). Within Indiana alone, it ranks 529 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
London and the insurance market
At the 7th national percentile, London rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in London (66.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where London's figures come from
London's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what London's dominant direct exposure actually means, with real examples from across the dataset.