London, AR
London wildfire risk explained
London's 645 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts London at the 72nd percentile, close to its 69th-percentile risk score.
Where London's buildings actually sit
Of London's 645 counted buildings, 80.5% carry Direct exposure and only 1.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How London compares
London's risk sits at a similar level relative to Arkansas (54th percentile statewide) as it does nationally (69th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, London ranks 9,855 for wildfire risk (1 is highest) and 15,255 by building count (1 is largest). Within Arkansas alone, it ranks 285 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
London's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
London's 80.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where London's figures come from
The methodology guide shows exactly how USFS turned 645 counted buildings into the percentiles shown above for London. The exposure-zones guide covers what London's dominant direct exposure actually means, with real examples from across the dataset.