Lomita, CA
How exposed is Lomita to wildfire?
USFS scores Lomita at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 7,142 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lomita at the 59th percentile, close to its 54th-percentile risk score.
What "at risk" means for the buildings here
Most of Lomita's buildings (100% of 7,142) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 7,142 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lomita against the rest of the country
Lomita ranks lower within California (14th percentile statewide) than its 54th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lomita ranks 14,391 for wildfire risk (1 is highest) and 2,401 by building count (1 is largest). Within California alone, it ranks 1,354 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Lomita and the insurance market
Because Lomita is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Hardening a home in Lomita
Lomita's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,142 counted buildings into the percentiles shown above for Lomita. For more on what minimal exposure implies beyond Lomita, see the exposure-zones guide.