Lombard, IL
Lombard, IL's wildfire risk, in USFS's own numbers
Lombard sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 16,443 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lombard at the 28th percentile, close to its 26th-percentile risk score.
Where Lombard's buildings actually sit
Most of Lombard's buildings (97.8% of 16,443) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 16,443 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Lombard compares
Within Illinois, Lombard ranks higher (73rd percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lombard ranks 23,376 for wildfire risk (1 is highest) and 881 by building count (1 is largest). Within Illinois alone, it ranks 395 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lombard and the insurance market
Lombard's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lombard's 97.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lombard's figures come from
Lombard's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lombard's dominant minimal exposure actually means, with real examples from across the dataset.