Loma Linda East, TX
How exposed is Loma Linda East to wildfire?
Out of every US place USFS scores, Loma Linda East lands at the 85th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 207 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loma Linda East at the 85th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Loma Linda East's buildings actually sit
USFS classifies 100% of Loma Linda East's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 207 structures sit close enough to vegetation that lot clearing matters most.
Loma Linda East against the rest of the country
There's little gap between Loma Linda East's 85th national percentile and its 73rd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Loma Linda East ranks 4,801 for wildfire risk (1 is highest) and 24,623 by building count (1 is largest). Within Texas alone, it ranks 483 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Loma Linda East's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Loma Linda East (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Loma Linda East's figures come from
Every one of the two percentiles behind Loma Linda East's 4,801-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Loma Linda East's dominant direct exposure actually means, with real examples from across the dataset.