Loma Linda, CA
How exposed is Loma Linda to wildfire?
USFS's Wildfire Risk to Communities model puts Loma Linda at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 7,008 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Loma Linda at the 93rd percentile, close to its 92nd-percentile risk score.
What "at risk" means for the buildings here
61.9% of Loma Linda's 7,008 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 5% Direct and 33.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 7,008 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Loma Linda ranks
Loma Linda's 92nd national percentile looks worse in isolation than its 67th ranking inside California does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Loma Linda ranks 2,482 for wildfire risk (1 is highest) and 2,461 by building count (1 is largest). Within California alone, it ranks 525 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Loma Linda
Loma Linda's 92nd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Loma Linda's 61.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Loma Linda's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Loma Linda, see the exposure-zones guide.