Loma Grande, TX
How exposed is Loma Grande to wildfire?
Loma Grande sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 70 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Loma Grande's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Where Loma Grande's buildings actually sit
Of Loma Grande's 70 counted buildings, 97.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Loma Grande ranks
Inside Texas, Loma Grande sits at just the 24th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Loma Grande ranks 10,414 for wildfire risk (1 is highest) and 30,297 by building count (1 is largest). Within Texas alone, it ranks 1,359 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Loma Grande and the insurance market
Loma Grande's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Loma Grande
Loma Grande's 97.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Loma Grande's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Loma Grande, see the exposure-zones guide.