Lohman, MO
How exposed is Lohman to wildfire?
Lohman's 200 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lohman at the 74th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 70% of Lohman's buildings as Direct exposure, higher than its 30% Indirect share and far above its 0% Minimal share — a profile where 140 structures sit close enough to vegetation that lot clearing matters most.
Lohman against the rest of the country
There's little gap between Lohman's 72nd national percentile and its 86th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lohman ranks 8,769 for wildfire risk (1 is highest) and 24,842 by building count (1 is largest). Within Missouri alone, it ranks 150 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Lohman carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lohman
With 70% of Lohman in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lohman's figures come from
The methodology guide shows exactly how USFS turned 200 counted buildings into the percentiles shown above for Lohman. The exposure-zones guide covers what Lohman's dominant direct exposure actually means, with real examples from across the dataset.