Logan, MT
Logan wildfire risk explained
Logan sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 102 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Logan at the 64th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Logan's building exposure, zone by zone
Indirect exposure is dominant in Logan (66.7% of 102 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 33.3% sit in the Direct zone.
Logan against the rest of the country
Inside Montana, Logan sits at just the 37th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Logan ranks 9,838 for wildfire risk (1 is highest) and 28,961 by building count (1 is largest). Within Montana alone, it ranks 300 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Logan and the insurance market
At the 69th percentile nationally, Logan carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Logan's 66.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 102 counted buildings into the percentiles shown above for Logan. For more on what indirect exposure implies beyond Logan, see the exposure-zones guide.