Lodi, OH
Lodi, OH's wildfire risk, in USFS's own numbers
USFS scores Lodi at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,524 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lodi at the 30th percentile, close to its 30th-percentile risk score.
Lodi's building exposure, zone by zone
USFS puts 44.6% of Lodi's 1,524 buildings in the Indirect exposure zone, versus 26.3% Direct and 29.2% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Lodi compares
Within Ohio, Lodi ranks higher (65th percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lodi ranks 22,068 for wildfire risk (1 is highest) and 9,066 by building count (1 is largest). Within Ohio alone, it ranks 438 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Lodi
Lodi's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Lodi's 44.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lodi's 22,068-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lodi, see the exposure-zones guide.