Lodgepole, NE
Lodgepole wildfire risk explained
USFS scores Lodgepole at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 304 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lodgepole at the 74th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
75.7% of Lodgepole's 304 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 24.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Lodgepole against the rest of the country
Lodgepole's risk sits at a similar level relative to Nebraska (77th percentile statewide) as it does nationally (75th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lodgepole ranks 7,981 for wildfire risk (1 is highest) and 21,525 by building count (1 is largest). Within Nebraska alone, it ranks 133 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Lodgepole's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 75.7% of Lodgepole's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Lodgepole's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lodgepole, see the exposure-zones guide.