Locust Mount, VA
Locust Mount, VA's wildfire risk, in USFS's own numbers
Locust Mount's 35 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Locust Mount at the 58th percentile, close to its 60th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Locust Mount: 100% of its 35 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Locust Mount compares
Locust Mount's risk sits at a similar level relative to Virginia (66th percentile statewide) as it does nationally (60th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Locust Mount ranks 12,782 for wildfire risk (1 is highest) and 31,285 by building count (1 is largest). Within Virginia alone, it ranks 232 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Locust Mount's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of Locust Mount in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Locust Mount's figures come from
The methodology guide shows exactly how USFS turned 35 counted buildings into the percentiles shown above for Locust Mount. The exposure-zones guide covers what Locust Mount's dominant direct exposure actually means, with real examples from across the dataset.