Locust Grove, OK
How exposed is Locust Grove to wildfire?
USFS's Wildfire Risk to Communities model puts Locust Grove at the 90th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 875 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Locust Grove's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
What "at risk" means for the buildings here
875 buildings are counted in Locust Grove, and 65.5% of them are Indirect exposure — ember-driven risk rather than the 34.5% in Direct exposure or the 0% rated Minimal.
Where Locust Grove ranks
Locust Grove's 90th national percentile looks worse in isolation than its 49th ranking inside Oklahoma does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Locust Grove ranks 3,064 for wildfire risk (1 is highest) and 12,950 by building count (1 is largest). Within Oklahoma alone, it ranks 424 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Locust Grove and the insurance market
Locust Grove's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Locust Grove's 65.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Locust Grove's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Locust Grove, see the exposure-zones guide.