Lockwood (Amador), CA
Lockwood (Amador) wildfire risk explained
Lockwood (Amador) sits at the 100th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 446 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lockwood (Amador) at the 100th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lockwood (Amador)'s buildings actually sit
100% of Lockwood (Amador)'s 446 buildings sit in USFS's Direct exposure zone, roughly 446 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Lockwood (Amador) compares
Lockwood (Amador) scores 100th nationally and 97th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lockwood (Amador) ranks 97 for wildfire risk (1 is highest) and 18,343 by building count (1 is largest). Within California alone, it ranks 61 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Lockwood (Amador) and the insurance market
Because Lockwood (Amador) is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Hardening a home in Lockwood (Amador)
Because Direct exposure dominates in Lockwood (Amador) (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lockwood (Amador)'s figures come from
Every one of the two percentiles behind Lockwood (Amador)'s 97-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lockwood (Amador)'s dominant direct exposure actually means, with real examples from across the dataset.