Lockridge, IA
How exposed is Lockridge to wildfire?
USFS's Wildfire Risk to Communities model puts Lockridge at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 192 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lockridge's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Lockridge's building exposure, zone by zone
Of Lockridge's 192 counted buildings, 56.3% carry Direct exposure and only 43.8% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Lockridge ranks
Within Iowa, Lockridge ranks higher (91st percentile) than it does nationally (67th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lockridge ranks 10,367 for wildfire risk (1 is highest) and 25,160 by building count (1 is largest). Within Iowa alone, it ranks 91 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Lockridge
Lockridge's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Lockridge's 56.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Lockridge's figures come from
Lockridge's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lockridge's dominant direct exposure actually means, with real examples from across the dataset.