Lockport, NY
Lockport wildfire risk explained
Out of every US place USFS scores, Lockport lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 9,093 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lockport at the 4th percentile, close to its 4th-percentile risk score.
Where Lockport's buildings actually sit
USFS classifies 70.2% of Lockport's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.5% Direct and 9.3% Indirect — a landscape-level risk rather than a building-by-building one. At 9,093 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lockport against the rest of the country
Lockport scores 4th nationally and 3rd within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lockport ranks 30,367 for wildfire risk (1 is highest) and 1,822 by building count (1 is largest). Within New York alone, it ranks 1,254 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Lockport and the insurance market
Lockport's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 70.2% of buildings rated Minimal exposure, Lockport gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Lockport's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Lockport, see the exposure-zones guide.