Lockney, TX
Lockney, TX's wildfire risk, in USFS's own numbers
Lockney's 1,079 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lockney at the 74th percentile, close to its 78th-percentile risk score.
Where Lockney's buildings actually sit
60.6% of Lockney's 1,079 buildings sit in USFS's Minimal exposure zone, with only 24% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Lockney compares
Inside Texas, Lockney sits at just the 55th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lockney ranks 7,074 for wildfire risk (1 is highest) and 11,411 by building count (1 is largest). Within Texas alone, it ranks 820 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lockney and the insurance market
Lockney's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Lockney's 60.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,079 counted buildings into the percentiles shown above for Lockney. For more on what minimal exposure implies beyond Lockney, see the exposure-zones guide.