Lockington, OH
Lockington wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lockington at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 122 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lockington's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
Most of Lockington's buildings (63.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Lockington ranks
Compare Lockington's two percentiles: 28th within Ohio, only 7th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lockington ranks 29,291 for wildfire risk (1 is highest) and 28,080 by building count (1 is largest). Within Ohio alone, it ranks 911 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Lockington and the insurance market
Lockington's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Lockington (63.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Lockington's 29,291-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lockington, see the exposure-zones guide.