Lockbourne, OH
Lockbourne, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lockbourne lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 176 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lockbourne's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Lockbourne's building exposure, zone by zone
Only 14.8% of Lockbourne's 176 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Lockbourne against the rest of the country
Within Ohio, Lockbourne ranks higher (27th percentile) than it does nationally (7th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lockbourne ranks 29,450 for wildfire risk (1 is highest) and 25,799 by building count (1 is largest). Within Ohio alone, it ranks 919 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Lockbourne's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 85.2% of Lockbourne outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 176 counted buildings into the percentiles shown above for Lockbourne. For more on what minimal exposure implies beyond Lockbourne, see the exposure-zones guide.