Lock Springs, MO
Lock Springs, MO's wildfire risk, in USFS's own numbers
Lock Springs's 63 buildings earn a 58th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lock Springs's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
USFS puts 60.3% of Lock Springs's 63 buildings in the Indirect exposure zone, versus 39.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Lock Springs against the rest of the country
Lock Springs's risk sits at a similar level relative to Missouri (51st percentile statewide) as it does nationally (58th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lock Springs ranks 13,180 for wildfire risk (1 is highest) and 30,549 by building count (1 is largest). Within Missouri alone, it ranks 528 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 58th national percentile, Lock Springs rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Lock Springs
With ember exposure the dominant pattern in Lock Springs (60.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lock Springs's figures come from
Every one of the two percentiles behind Lock Springs's 13,180-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lock Springs's dominant indirect exposure actually means, with real examples from across the dataset.