Lochsloy, WA
Lochsloy wildfire risk explained
USFS scores Lochsloy at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,024 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lochsloy's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
Where Lochsloy's buildings actually sit
Of Lochsloy's 2,024 counted buildings, 80.1% carry Direct exposure and only 0.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Lochsloy compares
There's little gap between Lochsloy's 19th national percentile and its 28th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lochsloy ranks 25,543 for wildfire risk (1 is highest) and 7,407 by building count (1 is largest). Within Washington alone, it ranks 453 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Lochsloy and the insurance market
Lochsloy's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lochsloy
Because Direct exposure dominates in Lochsloy (80.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lochsloy's 25,543-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lochsloy, see the exposure-zones guide.